Privacy Policy

At Npiprogram.online , we prioritize your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data in compliance with applicable privacy laws. By using our services, you agree to the practices described in this policy.

1. Information We Collect

We collect personal information to provide you with insurance-related services and improve your experience on our platform. The types of information we collect include:

a. Personal Information

Name
Contact details (email address, phone number, mailing address)
Date of birth
Social Security Number (if required for insurance purposes)
Payment information (credit/debit card details)

b. Non-Personal Information

Browser type and device information
IP address
Cookies and usage data (e.g., pages visited, time spent on the website)

c. Sensitive Information

In some cases, we may collect sensitive information, such as medical history or driving records, to provide specific insurance services. This information is handled with the utmost confidentiality.

2. How We Use Your Information

We use your information for the following purposes:

To process insurance applications and claims
To provide tailored insurance recommendations
To communicate with you about policies, updates, and offers
To comply with legal and regulatory requirements
To improve our website and user experience
To prevent fraudulent activities and enhance security

3. How We Share Your Information

We do not sell or rent your personal information to third parties. However, we may share your data in the following circumstances:

With Insurance Providers: To process your applications and claims.
With Service Providers: Trusted third-party vendors who assist with payment processing, data analysis, or customer support.
For Legal Compliance: When required by law or to protect our legal rights.
In Business Transfers: In the event of a merger, acquisition, or sale of our business.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. These may include:

Essential Cookies: Necessary for website functionality.
Performance Cookies: Help us analyze website usage.
Advertising Cookies: Deliver personalized advertisements.

You can manage or disable cookies through your browser settings. However, disabling cookies may limit certain functionalities on our website.

5. Data Security

We implement strict security measures to protect your personal information from unauthorized access, alteration, or disclosure. These measures include:

Encryption of sensitive data
Secure server infrastructure
Regular security audits and updates

While we strive to safeguard your information, no method of transmission or storage is 100% secure. Therefore, we cannot guarantee absolute security.

6. Your Rights

You have the following rights regarding your personal information:

Access: Request access to the information we hold about you.
Correction: Request corrections to inaccurate or incomplete data.
Deletion: Request deletion of your personal data, subject to legal requirements.
Opt-Out: Opt-out of marketing communications.
Data Portability: Request a copy of your data in a structured format.

To exercise these rights, please contact us using the details provided below.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before sharing any information.

8. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with the revised effective date. We encourage you to review this policy periodically.